How much are you
leaving on the table?
The gap between the Fed rate and what your bank pays costs real money. See your Annual Cost of Inertia.
$
Select your bank above to see your Annual Cost of Inertia
Annual Cost of Inertia
$432
left on the table per year with a typical big bank (0.01% APY) on a $10,000 balance
Big Bank APY: 0.01% EFFR: 4.33% Rate Gap: 4.32%
If you'd been with a top-rated bank:
Typical Big Bank (0.01% APY) $1/yr
SoFi Good (88) $380/yr +$379
Bread Savings Good (86) $450/yr +$449
Bask Bank Good (82) $400/yr +$399
Fed Benchmark (EFFR) $433/yr
Default example shown for a $10,000 balance. Select your bank above to see your personal Annual Cost of Inertia.